Effective Date: 1/1/2024
1. Acceptance of Terms
Welcome to the OptiCall, Inc website (“Site”). These Terms of Use (“Agreement”) govern your use of our Site. Please read this Agreement carefully before accessing or using the Site. By accessing or using the Site, you agree to be bound by this Agreement. If you do not agree to these terms, please do not use the Site.
2. Informational Purposes
Our Site is provided for general informational purposes only. It is not a substitute for professional advice from licensed experts in their respective fields. The information and services offered on this Site are not intended as legal, financial, or professional advice.
3. Personal and Noncommercial Use
You may access, download, and print materials on this Site for personal and non-commercial use. You may use the information to seek appropriate financial solutions for your unique situation.
4. Compliance with SMS and Text Messaging
OptiCall, Inc may offer SMS notifications and text messaging services. By opting into this service, you consent to receive messages related to our services, loan applications, account activity, promotions, marketing, and communication with our affiliates and non-affiliate partners. You can opt out of these messages at any time by texting “STOP” to the provided number.
5. Prohibited Uses
You agree not to use this Site for any unlawful or prohibited purpose. Unauthorized modification, copying, distribution, transmission, display, or any other form of exploitation of Site materials is strictly prohibited. You may not access password-protected or non-public areas of the Site without written permission.
6. No Unauthorized Access
You agree not to use any automated devices, software, or routines to monitor or copy our webpages or interfere with the Site’s proper functioning. OptiCall, Inc reserves the right to terminate your access to the Site at its discretion.
7. Proprietary Rights
All materials, content, layout, and appearance of this Site are owned or licensed by OptiCall, Inc and are protected by copyright, patent, trademark, and other applicable laws. Reproduction, distribution, or transmission of these materials without written permission is prohibited.
8. Links to Third-Party Sites
Our Site may contain links to third-party websites. These links do not imply endorsement, and you access these sites at your own risk. OptiCall, Inc is not responsible for the quality, products, or services provided by third parties.
9. Liability Disclaimer
Your use of this Site is at your own risk. OptiCall, Inc disclaims any liability for direct, indirect, incidental, consequential, or special damages arising from your use of the Site, including viruses that may infect your computer equipment. Calculators and tools on the Site provide estimates that may differ from actual amounts.
10. Changes to Agreement and Site
OptiCall, Inc reserves the right to modify or discontinue the Site at its discretion. This Agreement may also be modified at any time, with changes becoming effective upon posting. Please review the terms periodically. Your continued use of the Site constitutes acceptance of the modified Agreement.
11. Miscellaneous
This Agreement is governed by the laws of Florida without regard to conflicts of law principles. Failure to enforce any provision of this Agreement does not waive that provision. Any claims related to this Agreement must be filed within one year of arising. Legal actions shall be brought exclusively in federal district court.
12. Contact and Opt-Outs
By using our Site, you consent to be contacted by OptiCall, Inc via telephone, automated calling, text message, email, or other means for business purposes. To opt out of communications, call 877-238-0555. We may still contact you for non-marketing purposes.
13. Minors and Location
This Site is intended for users 18 years of age or older and within the United States. Use by individuals under 18 and outside the United States is prohibited.
14. Indemnification
You agree to indemnify and hold OptiCall, Inc, its affiliates, and suppliers harmless from any liability, loss, claim, or expense arising from your violation of this Agreement.
Thank you for using the OptiCall, Inc website. If you have any questions or concerns, please contact us at:
OptiCall, Inc. 4654 State Road E., PMB 206, Bradenton, FL 34208
877-238-0555, info@opticall.com